Business Description

Research Financial Strategies Takes a Holistic Approach

RFS gives you the ability to organize all your advisors and assets and consolidate them in the same place at the same time.

Your assets
Your private documents
Your financial and estate plan
Your retirement and cash flow models.

With a staff of CFPs., CPAs, management consultants and client service specialists, we speak the languages of all of your advisors and can put together integrated and consolidated looks at your wealth preservation and growth strategies. RFS helps you simplify the demands of managing your wealth in order to enable you to devote time to your business, your personal endeavors and your family.

Centralized access is a big benefit

Your updated financial status is automatically integrated into your comprehensive financial and estate plan through eMoney, continuously providing you with a meaningful, up-to-date analysis.

Since 1983, we have been providing financial advisory services to clients with our personalized approach to wealth planning, accumulation and preservation.

We Offer:

Wealth Planning
Trust Service
Tax Planning
Estate Planning
Risk Management Planning
Small Business Planning

General Information

Gender:

Male

CRD#:

374456

Firm CRD#:

6413

SEC File#:

8-17668

Insurance License#:

MD RPI 13571 resident plus non-resident states

Name of Broker/Dealer:

LPL Financial

Name of Custodial Firm:

LPL Financial

States Licensed in:

CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, LA, MA, MD, MI, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV

States Willing to do Business in:

same as above

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

TAX AND FINANCIAL MANAGEMENT CONSULTANT
9600 Blackwell Road, Suite 101
Rockville, Maryland 20850-3659
(301) 294-7500  (301) 294-7504

John F. (Jack) Reutemann, Jr., is the co-founder of Research Financial Strategies, Inc. He is credited with pioneering the concepts of fee-based financial planning and of integrating the specialties of investment counseling, tax planning, risk management, and retirement/estate planning into a single cohesive discipline. Mr. Reutemann is accredited both as a Chartered Life Underwriter (CLU) and as a Certified Financial Planner (CFP®).

Primary Areas of Expertise
Administration and Systems Management - supervisory skills as exemplified by his position as founding and managing partner of the firm.
Investment Counseling - specializing in exchange traded funds (EFT) and variable annuity asset allocation to achieve the maximum retirement planning benefit with the minimum income and estate tax cost.
Public Speaking and Instruction - addressing numerous local professional organizations, seminars, and classes on investment and financial planning.

Major Accomplishments
Formed the first Washington, DC area-based firm specializing in fee-based investment advisory and financial planning services.
Pioneered the concept of ?comprehensive? financial planning.
Has served as expert marketing and technical consultant to dozens of corporate clients in the financial services industry, as well as hundreds of individuals.
While still in college, served as Marketing Representative, Manager, and District Manager for American Foresight, Inc., a nationally active marketing company composed exclusively of student leaders.

Employment Experience
1990 - present President, Research Financial Strategies, Inc., Rockville, Maryland
1984 - 1990 Partner, Reutemann, Wagner, King & Associates, Ltd., Bethesda, Maryland
1982 - 1983 President, The McLean Financial Group, Inc., McLean, Virginia
1979 - 1982 President, Reutemann, Wagner and Associates, Inc., McLean, Virginia
1976 - 1979 President, Diversified Financial Services, Inc., McLean, Virginia
1973 - 1976 Associate, Financial Management Resources, Inc., Bethesda, Maryland

Professional Accreditation
Certified Financial Planner, 1981
Chartered Life Underwriter, 1979
Graduate, Life Underwriter Trainer Council Program, 1976
Registered Representative, National Association of Securities Dealers, since 1974

Professional Affiliations
 The American Society of Chartered Life Underwriters and Chartered Financial Consultants  Certified Financial Planner Board of Standards, Inc.  The National Association of Life Underwriters  Financial Planning Association®  The Million Dollar Round Table / Top of the Table,
1992 - Present

Academic Background
Bachelor of Science (B.S.) degree in Economics and Finance, University of Maryland, 1973
Graduate, St. John?s College High School, Washington, DC, 1969

Personal Data
Born 1951, married, with four daughters and one son
Native Washingtonian, currently resides with family in Potomac, Maryland
Hobbies include carpentry, electronics, fishing and snow skiing

I work with the following types of clients:

Individual Investors, Businesses, qualified retirement plans

Foreign Languages Serviced:

Spanish

Education

Academic Background

Professional Accreditation
Certified Financial Planner, 1981
Chartered Life Underwriter, 1979
Graduate, Life Underwriter Trainer Council Program, 1976
Registered Representative, National Association of Securities Dealers, since 1974

Professional Affiliations
 The American Society of Chartered Life Underwriters and Chartered Financial Consultants  Certified Financial Planner Board of Standards, Inc.  The National Association of Life Underwriters  Financial Planning Association®  The Million Dollar Round Table / Top of the Table,
1992 - Present

Academic Background
Bachelor of Science (B.S.) degree in Economics and Finance, University of Maryland, 1973
Graduate, St. John?s College High School, Washington, DC, 1969

Services

Investment Types:

fee based advisory, Alternative Investments, Bonds, Stocks, Annuities, Insurance, Commodities, Mutual Funds, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), MBA, Chartered Life Underwriter (CLU®)

Securities Licenses:

Series 1, Series 66, Series 65, Series 63, Series 24, Series 7, Series 6

Insurance and Annuity Licenses:

Long Term Care, Health, Annuity, Disability, Variable Annuity, Life, Variable Life

Financial Organization Memberships:

Million Dollar Roundtable, Society of Financial Services Professionals, American Institute of Certified Public Accountants (AICPA), National Association of Personal Financial Advisors (NAPFA)

Firm Information

Number of Advisors in Office:

10 - 99 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

600

Firm's Number of Planning Clients:

600

Firm's Number of Managed Clients:

600

Assets Managed by Firm:

$165,000,000.00

Advisor's Number of Clients:

600

Advisor's Number of Managed Clients:

600

Advisor's Number of Planning Clients:

600

Assets Managed by Advisor:

$165,000,000.00

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$250,000.00

Compensation Methods:

Based on Assets, Flat Fee

Fee % Based on Assets:

1.8% max

Additional Details on Charges:

minimum $2500 fee for comprehensive financial plan which includes eMoney support software and client account access

Minimum Fee Charged for Managed Accounts:

$4,500.00

Minimum Fee Charged for Flat Fee Accounts:

$2,500.00

Prepared By:

John Reutemann

Most Recent Update:

06/27/2008